Global Credit Management Expert

Job Description

We govern ZF’s financial customer risk, credit and collection management ("policy-making") by providing standardized processes, definitions and systems. Our goal is to minimize credit risks, avoid bad debt losses and reduce customers’ late payments to maximize our cash flow. We are hiring in our Corporate team to enhance ZF’s global credit management process and to further streamline our worldwide activities with regards to processes, IT and organizational setup.

What you can look forward to as Global Credit Management Expert:

• Largely take over project management tasks during the next 2 years for further introductions of ZF credit management concepts in our global locations and help to enhance our existing processes, tools and organizational setup;
• High focus on our central SAP Credit management solution (SAP Credit Management FIN-FSCM-CR in S4HANA) to develop yourself towards a key user to digitalize and shape ZF’s credit management processes;
• Support or independent escalation & mitigation of assigned global customer risk cases according to experience and learning curve;
• Partially perform financial risk analysis and creditworthiness checks, especially with focus towards ZF’s largest or most critical customers, especially by analyzing external financial data or annual statements and internal data such as accounts receivables and credit management data;
• Exchange with external credit & rating agencies regarding ZF’s customer portfolio and related creditworthiness assessment of customers;
• Partial and ad-hoc support in defined credit management processes for ZF customers (e.g. credit assessment, credit decision/limits with highest approval authority, bad debts and customer insolvencies);
• Develop yourself towards a global expert and key user for ZF credit management in a cross-cultural team on Corporate level reporting to Head of Corporate Financial Risk Management Customers, Credit and Collections, guiding and supporting our global shared service colleagues in accounts receivables.

Your Profile as Global Credit Management Expert:

• Studies in Finance/Accounting, or other similar education;
• Ideally 3 years of working experience in the field of Accounting/Controlling/Finance/Banking or Treasury with focus on credit and/or collections management;
• Proven project management skills by, at least, having already worked or being responsible for project working packages or sub-projects in the past;
• High proficiency in English, another language (e.g. German, Spanish, Chinese, etc.) is a plus;
• Basic knowledge in financial analysis of companies, such as understanding the concepts of balance sheet, profit & loss and cash flow statements and their correlations and typical key performance indicators;
• Basic knowledge in SAP’s Financial Supply Chain Management (FIN-FSCM) component SAP Credit Management (FIN-FSCM-CR), ideally in S4HANA environment would be a big plus;
• Advanced knowledge in Microsoft Excel, SAP ERP, SAP BO Analysis for Excel, Microsoft PowerBI/PowerApps;
• Self-initiative and service oriented approach are essential as you will work and should acquire knowledge cross-divisionally, cross-regionally, and cross departments in finance, IT, legal and sales or external partners.

Why you should choose ZF in Czestochowa, Wroclaw:

• Contract of employment with a flexible hybrid /remote work model;
• Flexible working hours tailored to your international responsibilities and cross-functional team coordination;
• Opportunity to shape global credit management — contribute to strategic initiatives and process improvements across ZF’s worldwide operations;
• Work in a diverse, international environment with exposure to global stakeholders in finance, IT, legal, and sales;